Go to a job interview with me wearing pants hanging
around your knees or a dress and/or blouse that barely covers you; I will not
hire you. Yes, I will give you a cursory interview, but you will not get the
job. Call me old fashion or even prejudice if you like, but I believe there is
a level of business decorum and respect that needs to be maintained in a work
place no matter what the level or position. The interview is a way for you to
demonstrate your professionalism. For more info get your copy of: How to Find a Job by Larry B. Gray.
Larry B. Gray's Thoughts On Life, Business & Florida Real Estate
Thursday, April 11, 2013
Saturday, April 6, 2013
56 SKIDMORE RD, WINTER HAVEN, FL 33884 $ $650,000 www.saragray.ismyreagent.com MLS#L4641774
Check out this great listing and then call Sara Jane Gray at 863-232-2987 to schedule an appointment to see this fantastic opportunity in Winter Haven, Florida.
56 SKIDMORE RD, WINTER HAVEN, FL 33884 $ $650,000 www.saragray.ismyreagent.com MLS#L4641774
56 SKIDMORE RD, WINTER HAVEN, FL 33884 $ $650,000 www.saragray.ismyreagent.com MLS#L4641774
Thursday, April 4, 2013
Highlights of Proposed Foreclosure Laws in Florida
Join me today in welcoming Sarah Parr as our guest blogger for today.
Highlights of Proposed Foreclosure
Laws in Florida
By Sarah Parr
Florida has
seen its share of hardships because of the housing crisis. Analysts say we’re
experiencing a slow recovery, but the aftermath of the housing crisis still
lingers, especially here. The Sunshine State recently witnessed a 3.11 percent increase
in foreclosure activity, according to RealtyTRAC’s year-end report. Lawmakers,
real estate professionals and consumer advocates want to change Florida’s
status and reform its foreclosure process.
Lawmakers are currently talking about implementing various measures, and this has spurred debate between
people from all sides of the issue. The proposed laws could considerably alter
the way foreclosures are handled in Florida.
Curing Florida’s long judicial
process
House Bill
87 intends to speed up Florida’s long judicial-foreclosure process. Supporters claim
that the bill looks after borrowers by requiring banks and lenders to show they
own a mortgage before they can file any foreclosure action. If set into law,
the bill would also allow third-party lien holders, such as condo or homeowner
associations, to push foreclosures through a faster process rather than through
the customary court arrangement. House Bill 87 would give borrowers 20 days to
provide defense against the foreclosure action. After a final judgment in
foreclosure is reached, the bill would give banks and lenders one year instead
of the present five years to go after borrowers for losses from a foreclosure.
House Bill
87 The legislation has created
the most discussion out of all the proposed legislation, as Pine Hills foreclosure attorneys might tell you. Opponents of the
bill claim it would rather pump out foreclosures as quickly as possible, instead
of protecting the rights of homeowners. They also claim that 20 days is not
enough time for homeowners to seek out attorneys for foreclosure defense or to provide
their own reasonable defenses. On the other hand, supporters assert the foreclosure
process is long-drawn-out, producing gloom for everyone involved. Proponents
say accelerating the foreclosure process would also be favorable for Florida
real estate’s future success, as homes in foreclosure limbo can be eyesores
that bring surrounding property values down.
Pushing through case backlog
Under Senate
Bill 1666, senior justices or judges would be able to consent to temporary duty
to help with the buildup of foreclosure cases in Florida. The bill would also
allow second publication of the notice of sale of a home to be published online
in lieu of publication in any other form of media. This changes the requirement that a second
notice of pending foreclosure must occur in a print media advertisement, a move
some say is unfair to low-income homeowners and seniors who could only find out
about a looming foreclosure sale through a newspaper notice.
Protection for homeowners in distress
Four bills,
proposed and sponsored by Senator Darren Soto (D-Orlando), seek to aid
homeowners struggling with foreclosure or mortgage issues. Senate Bills 1226
and 371 would mandate that lenders can only file a deficiency judgment one year
after a final foreclosure judgment, and would only have two years to collect
any outstanding debt. Right now, residents can be contacted by debt collectors
for up to two decades. Senate Bill 1236, also known as the “Mortgage Principal
Reduction Act,” would require the Florida Housing Finance Corporation to utilize
$100 million of the federal government’s Hardest-Hit Program to start a
mortgage principal reduction program for Floridians with properties in
foreclosure. The final proposed bill by Soto, the “Short Sale Debt Relief Act,”
would make deficiency judgments unenforceable on a short sale if the original
debt was 20 percent or greater than fair market value.
Based on all
of the proposals presented, Florida will probably see significant changes in
its foreclosure process soon.
Sarah Parr is an Orlando-based writer who blogs about
issues pertaining to foreclosure.
Thursday, March 14, 2013
Interview by Author Roy Murry
I was recently interviewed by Author Roy Murry on his website, "Murry Reviews and Interviews." I know it is just my over-inflated ego but I did like the lead-in he posted on social media, "Larry B. Gray, author, reviewer, business innovator, and blogger is interviewed on Connie’s Brother’s Blog."
Be sure to check out the article and all the other great reviews and interviews on Roy's site. Just click on the link below.
Thanks Roy, for all your support.
Click here to read the full interview by Author Roy Murray.
Friday, January 4, 2013
Poker, Panty Raids and Anti-War Marches
Another snippet from "A Boy From Down East"
Poker, Panty Raids and
Anti-War Marches
What in the
world could these three activities have in common? As I settled into the routine of dorm life at
the University of North Carolina at Chapel Hill these became part of the
unofficial schedule of events and entertainment. Each of these events shared a common
connector which helped build friendships and enlightened my college experience.
There were five
of us who lived next door to each other on the first floor of Graham Dorm. Since we did not partake of the “evil weed,”
alcohol became the libation of choice.
Beer was our favorite but because we were each too poor to buy it on a
regular basis, it was reserved for special occasions. Our fallback drink became wine, Boones Farm
Strawberry Hill to be specific.
Occasionally someone bought a bottle of Apple and we all scolded him for
not paying attention.
Every Friday
night was poker night for any of us who were staying on campus for the
weekend. We met in one of our rooms and
set up a card table and played well into the night. Since we were all card sharks and big time
wheeler dealers we had to set a bet limit to 1¢. If we didn’t, the game would be over after a
couple of hands.
One of the rules
of play was the bottle rule. We played
until someone won enough hands to be $1.oo ahead. At this point we took a break from cards and
walked up to the little convenience store located on Franklin Street to buy a
bottle of Boones Farm for 99¢. We
returned to the game and played until the next dollar was won.
This usually
continued until one of three things occurred. First, everyone ran out of money.
Since we were college students we had very little money and we were smart
enough not to bring all we had to the table. This typically occurred around
1:00 AM.
The second
game-ending occurrence was the closing of the little store. This normally occurred at 1:00 AM. Allowing for an additional hour to finish off
that last bottle of Strawberry Hill we wrapped up the game by 2:00 AM.
The third reason
to stop the game rarely occurred but it took a devastating toll on any plans
you had for Saturday. It occurred when
the games were played too fast and $1.00 winners happened too often. This lead to a condition where no one was
able to walk to the little store and no one else cared.
Ah, Friday night
poker was fun.
Another periodic
occurrence that happened several times each semester was the infamous “panty
raid.” Usually between 9:30 PM and 10:30 PM a loud clatter of noise arose out
on the quad. Guys from the other male dorms on the north campus crossed our
quad of 5 male dorms yelling that immortal call to arms, “Panty Raid,” as they
marched to Cobb Hall which was an all-female dorm in 1972. By the time they
reached Cobb there would be close to 1,000 people in the group.
Whether it was
Cobb Hall or one of the other female dorms of the north campus the event played
out same. Forget any preconceived ideas or anything you might have seen in a
movie about panty raids.
As the crowd
began to arrive at the girl’s dorm several campus police vehicles would drive
up and park across the street. Usually
three of the largest policemen walked over and one stood in front of each
door. The one at the main entrance would
knock on the door and tell the house mother to lock all the doors and first
floor windows. The rest of the police
sat on their vehicles and watched the show.
The crowd of
guys gathered across the front of the building and began chanting “Panties,
Panties.” I know it sounds corny, but no one said guys were smart when animal
instincts took over. The girls gathered
at the windows of the upper floors looking out and laughing. Every so often one would throw a pair of
panties out the window and the crowd went crazy. It was like a shark feeding
frenzy. Looking back I realize this
stage of the event was similar to chumming the water when you go fishing.
After the crowd
was worked up by the occasional panty, the girls moved to the next and most
exciting part of the show. A girl would
lean out of the window and dangle a pair of panties teasing the crowd and
getting everyone to bunch up in a tight group.
When the timing was just right the girl with the panties suddenly pulled
back into the window very quickly.
Before the group below her window could react, four arms came out with a
trashcan full of cold water which was dumped onto the group of guys standing
directly below.
This process was
repeated several times until the crowd got bored and quietly dispersed.
All you could hear as we were leaving was the cat calls and laughing from the dorm and the laughing from the campus police.
All you could hear as we were leaving was the cat calls and laughing from the dorm and the laughing from the campus police.
As for me and my
friends, we only had to see the bait and switch occur once. We were smart
enough to stay in the back and avoid the soaking which was sure to come. We stood there and laughed while we shared
our bottle of Strawberry Hill, which one of us always had stashed.
The final
activity was the anti-war marches of that time.
In 1972 the Vietnam War was still going on and the anti-war sentiment
was very strong on college campuses across the country. UNC was no
exception. By the spring of 1972 the
lottery for the draft had occurred and with my draft number I knew I did not
have to worry. In many ways I was very
apathetic about the war and to be honest viewed the opportunity to march as another
fun thing to do. And, as I look back
most in the crowd felt the same way.
There were two
big opportunities I had to participate in anti-war demonstrations that
spring. The first was a big
demonstration to be held in Washington, DC.
The activists had put up flyers around campus about the Washington march
indicating that UNC organizers were chartering buses to take students to DC to
participate. For $50.oo you got a bus
ride and chance to see the nation’s capital, which I had never done. This was a great opportunity.
I went back to
the dorm, called Dad and asked if he could put $50.oo into my account. I explained I had an opportunity to take a
bus excursion to Washington DC and see the sights. He thought for that price this sounded like a
great opportunity to learn about the nation’s capital. He told me he would get the money together
and let me know when it was in my account.
I not sure how
but he found out this was a trip to Washington to demonstrate against the
war. When he called me back he didn’t
need to use the phone because he was yelling so loud I could have heard him all
the way from Aurora. He proceeded to let
me know that if I went on that trip he would pull me out of school so fast I
would not know what hit me. Needless to
say I did not get the money nor did I get to go to Washington.
Later, I did
participate in a large demonstration held on the campus. On that particular day my friends and I were
out sunning in the quad when we heard and saw a large crowd of people marching
by on Raleigh Street. We decided this looked like fun and followed the group,
after we grabbed a couple of bottles of Strawberry Hill. We marched up Raleigh Street, then down
Franklin Street and back south on Columbia St. During the entire trip and later
as we assembled on the quad in front of South Building there was a constant
chant of “1, 2, 3, 4 we don’t want your F---ing War.”
After the march
and while everyone was standing in front of South Building one speaker after
another got up in front of the crowd and ranted about the war. The true activists stood in front and cheered
them on.
To the rest of
us it was just another party. It wasn't
long before this cloud of “funny” smelling smoke began to fill the air and the
party began. As for me and my friends
out came the Boones Farm and we joined in.
As you have
probably figured out Boones Farm played an integral part in making each of
these events a memorable college experience.
This too was part of growing up in Aurora NC.
Thursday, November 29, 2012
I Lost a Friend Today
I Lost a
Friend Today
I found out today one of my oldest friends died. Henry
(Hank) B. Bland was born on July 25, 1953 and died on November 27, 2012 after
battling cancer and several other illnesses throughout his life.
Hank was possibly my oldest friend. I cannot remember a time
we were not friends growing up in Edward, NC. In some of the pictures I have of
us together we were only 3 years old.
Most of our early years were spent living across the street
from each other and we spent many hours at the others home. The Bland home in
Edward was one of the first places I where I was allowed to go alone. We spent
most days playing together and exploring our world.
We had our own little gang which included Hank, Billy, Al
and I. Edward was a very small town and we were it. We played together, went to
church together, and rode the bus to school together. We had lots of adventures
together.
One of those adventures occurred after church one night. As
I said Edward is a very small town with only a couple of streets. We lived on
the main street through town and the church was on the back street. Between our
house and the church was a small wooded area with a path through it maybe a 100
yards long. I remember going to church with my friends, Al, Hank and Billy and
one of them suggesting that we walk home through the path in the woods. It was
like a badge of courage we were each trying to earn and this would be the first
time we attempted it. I am not sure about the other guys but that 100 yard walk
was on the longest walks I have ever taken. That should have been a short
distance, but it seemed to go on forever. The woods were darker than on any
moonless night. It was quite, not even the wind was blowing. After walking for
what seemed like hours without saying a word between us, we finally made it to
the other end near Al’s house. It was like the moon come out and the stars were
shinning and we started laughing and teasing one another. From that night on we
always took the short cut through the woods, I guess we earned our badge.
At first my friends and I only played at each other’s
houses, but as we got older and braver we ventured out into the area. Behind
Hank’s house was an old abandoned barn. This soon became our clubhouse and our
base of operations from which we explored deeper and deeper into the
woods. Finally around age 1o or 11 we
began exploring the creek and for the next couple of years Hank and I had many
great adventures along the banks of Durham Creek.
Hank and I started school together in the fall of 1959 at
Aurora High School and for the next 12 years we went to the same school
building. I remember how it was so great riding the school bus with the big
kids and we felt grown up. We were lucky that there were a couple of “High
School” girls who kept an eye on us. Thanks Miriam and Deanna, Hank’s sister.
One Christmas day Hank’s sister Deanna took us to the movies
in Washington at the Turnage Theater. The movie Swiss Family Robinson had just
come out and we got to see it that first week.
Hank was part of the group that went with me to be on the
Romper Room TV show in Greenville, NC on WNCT. We both worked hard back then to
be good Do Bees.
After high school I got married and moved to Florida and
only saw Hank a few times. He came to Florida for a visit once and we talked
for a long while about old times. On several occasions I saw Hank when I went
back to North Carolina for a visit, but these times became rarer and rarer.
Even though we had grown apart, separated by time and
distance, it is hard to lose an old friend of almost 60 years. I will miss Hank
and the world has changed now that he is gone. I know he suffered many
illnesses in his adult life but I also can rest assured he is resting
peacefully now in the arms of God.
A joy I have today thinking about Hank is all the great
times and memories we had together. He was and still is a great friend.
This too is part of growing up in Aurora, NC.
Wednesday, October 31, 2012
Words from a Wordsmith
An old posting but a good one.
We tried so hard to make things better for our kids that we made them worse.
For my grandchildren, I'd like better.
I'd really like for them to know about hand me down clothes and homemade ice cream and leftover meat loaf sandwiches, I really would.
I hope you learn humility by being humiliated, and that you learn honesty
by being cheated.
I hope you learn to make your own bed and mow the lawn, and wash the car. And I really hope nobody gives you a brand new car when you are sixteen.
It will be good if at least one time you can see puppies born and your old dog put to sleep.
I hope you get a black eye fighting for something you believe in.
I hope you have to share a bedroom with your younger brother. And it's all right if you have to draw a line down the middle of the room, but when he wants to crawl under the covers with you because he's scared, I hope you let him.
When you want to see a movie and your little brother wants to tag along, I hope you'll let him.
I hope you have to walk uphill to school with your friends and that you live in a town where you can do it safely.
On rainy days when you have to catch a ride, I hope you don't ask your driver to drop you two blocks away so you won't be seen riding with someone as uncool as your Mom.
If you want a slingshot, I hope your Dad teaches you how to make one instead of buying one.
I hope you learn to dig in the dirt and read books.
When you learn to use computers, I hope you also learn to add and subtract in your head.
I hope you get teased by your friends when you have your first crush on a girl, and when you talk back to your mother that you learn what ivory soap tastes like.
May you skin your knee climbing a mountain, burn your hand on a stove and stick your tongue on a frozen flagpole.
I don't care if you try a beer once, but I hope you don't like it.
And if a friend offers you dope or a joint, I hope you realize he is not your friend.
I sure hope you make time to sit on a porch with your Grandpa and go fishing with your Uncle.
May you feel sorrow at a funeral and joy during the holidays.
I hope your mother punishes you when you throw a baseball through your neighbor's window and that she hugs you and kisses you at Christmas time when you give her a plaster mold of your hand.
These things I wish for you -- tough times and disappointment, hard work and happiness.
To me, it's the only way to appreciate life.
Written with a pen. Sealed with a kiss. I'm here for you. And if I die before you do, I'll go to heaven and wait for you.
-Paul Harvey
My Wish for My Grandchildren
We tried so hard to make things better for our kids that we made them worse.
For my grandchildren, I'd like better.
I'd really like for them to know about hand me down clothes and homemade ice cream and leftover meat loaf sandwiches, I really would.
I hope you learn humility by being humiliated, and that you learn honesty
by being cheated.
I hope you learn to make your own bed and mow the lawn, and wash the car. And I really hope nobody gives you a brand new car when you are sixteen.
It will be good if at least one time you can see puppies born and your old dog put to sleep.
I hope you get a black eye fighting for something you believe in.
I hope you have to share a bedroom with your younger brother. And it's all right if you have to draw a line down the middle of the room, but when he wants to crawl under the covers with you because he's scared, I hope you let him.
When you want to see a movie and your little brother wants to tag along, I hope you'll let him.
I hope you have to walk uphill to school with your friends and that you live in a town where you can do it safely.
On rainy days when you have to catch a ride, I hope you don't ask your driver to drop you two blocks away so you won't be seen riding with someone as uncool as your Mom.
If you want a slingshot, I hope your Dad teaches you how to make one instead of buying one.
I hope you learn to dig in the dirt and read books.
When you learn to use computers, I hope you also learn to add and subtract in your head.
I hope you get teased by your friends when you have your first crush on a girl, and when you talk back to your mother that you learn what ivory soap tastes like.
May you skin your knee climbing a mountain, burn your hand on a stove and stick your tongue on a frozen flagpole.
I don't care if you try a beer once, but I hope you don't like it.
And if a friend offers you dope or a joint, I hope you realize he is not your friend.
I sure hope you make time to sit on a porch with your Grandpa and go fishing with your Uncle.
May you feel sorrow at a funeral and joy during the holidays.
I hope your mother punishes you when you throw a baseball through your neighbor's window and that she hugs you and kisses you at Christmas time when you give her a plaster mold of your hand.
These things I wish for you -- tough times and disappointment, hard work and happiness.
To me, it's the only way to appreciate life.
Written with a pen. Sealed with a kiss. I'm here for you. And if I die before you do, I'll go to heaven and wait for you.
-Paul Harvey
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