Friday, March 26, 2010

A Little Real Estate Humor

In this time on high stress and hard work a little humor goes a long ways to make the job more bearable. It is good to know that the banks are hard at work trying to correct and stabilize the current marketing and mortgage situations. Their efforts to make major improvement are reach far and wait and having a positive effect on your ability to stay in your home. Isn't it great to know the banks are working for us? LOL

Tuesday, March 23, 2010

Do You Ever Have One Of Those Days

Do you ever have one of those days when you just know you are missing something? Today is one of those days for me. Every since I woke up this morning I know there is something I am suppose to do but to save my life I can not remember what it is. Is there someplace I am suppose to be or something I am suppose to do or someone I am suppose to see or call, I can't remember.

This will nag at me all day until I remember. Let's hope it is not too late.

Wednesday, March 17, 2010

Footprints In The Sand

A Quote From Jay Leno:

'With hurricanes, tornados, fires out of control, mud slides, flooding, severe thunderstorms tearing up the country from one end to another, and with the threat of bird flu and terrorist attacks, are we sure this is a good time to take God out of the Pledge of Allegiance?"

Sometimes you just have to step back and think. I have always liked the following poem and it describes my life.

Footprints in the Sand

One night I dreamed I was walking along the beach with the Lord.

Many scenes from my life flashed across the sky.

In each scene I noticed footprints in the sand.

Sometimes there were two sets of footprints,

other times there were one set of footprints.

This bothered me because I noticed

that during the low periods of my life,

when I was suffering from

anguish, sorrow or defeat,

I could see only one set of footprints.

So I said to the Lord,

"You promised me Lord,

that if I followed you,

you would walk with me always.

But I have noticed that during

the most trying periods of my life

there have only been one

set of footprints in the sand.

Why, when I needed you most,

you have not been there for me?"

The Lord replied,

"The times when you have

seen only one set of footprints in the sand,

is when I carried you."

Mary Stevenson

Thursday, March 11, 2010

Thought For Today

"When I was in grade school, they told me to write down what I wanted to be when I grew up. I wrote down "happy". They told me I didn't understand the assignment, I told them they didn't understand life."

I ran across this little saying today, not sure who to credit, but I found it to be very deep. I wonder how many of life's trials would melt away if we just tried to be happy instead of all the other goals we strive to achieve.

Like the song says "don't worry, be happy."

Be Happy Today

Wednesday, March 10, 2010

Credit History vs No Credit

Recently I have run into several first time buyers with a unique credit problem.

In our initial discussions prior to looking at homes one of the questions I ask is "How's your credit." Often I get the following answer "My credit is credit; I don't have a mark on it."

I always suggest they get a pre-approval letter, as it gives them more leverage to bargain with and let's them know what they can afford. I will refer them to several loan brokers I trust or suggest they check with their preferred financial organization.

Three out of the last four I referred came back with the same response from the mortgage company,

"Yes, you do not have bad credit. In fact you have NO credit."

A lot of people do not understand that having no credit history can be as bad as having "bad" credit when it comes to financing a house. Establishing a good credit history is a very important part of modern day life. This is especially true today when your credit history is used to determine so many things in life such as mortgages, insurance, job offers, etc.

Responsible credit takes work and does not just happen. Begin building your future today.

Thought For Today - Life Goes On

In three words I can sum up everything I've learned about life: it goes on." Robert Frost

Life does go on and no matter how bad it may seem now life continues and is constantly in a state of change. In this day and time in our  Real Estate industry it would be easy to get discourage and depressed.

No matter how much you say you are helping people with "short sales" and helping other people get great deals, the fact remains people are hurting and losing their homes. Unless you are totally hard hearted it has to hit a nerve somewhere.

Our best recourse is to continue to attempt to help as many people as we can, both buyers and sellers while remembering life goes on.

"This too shall pass"

Tuesday, March 2, 2010

Now Is The Time For Action

We are always getting ready to live, but never living.

Ralph Waldo Emerson

How much time do you spend each day planning. We have 5 year plans, yearly plans, monthly plans and daily plans. If you go by the books you have thoroughly schedule and plan out ever move you make. We hold meeting to plan when we will hold the next meeting. We schedule time to plan our schedules.

It all reminds me of an old saying:

“You don’t call a meeting to kill a rattlesnake – JUST KILL IT!”

There comes a time in every plan and schedule where you have to take action.